![]() Out-of-network health care providers are covered under your health plan only in the case of an emergency. Your health plan covers network health care providers. We do not know in advance what that rate will be. That means an out-of-network health care provider sets the rate to charge you. We do not have contracted rates with health care providers who are out of network. We can help you find health care in your network. You also can call us at the number on your Aetna member ID card. Log in or register for your Aetna member website If you already have Aetna coverage, you can use your member website to find care near you. Before you buy an Aetna® plan, you can confirm that your health care providers are in network by using this directory. We list network doctors, facilities, pharmacies, and other health care providers in our searchable online directory. These providers agree to accept the contract rate as full payment. Your responsibility would be a copay, coinsurance and/or deductible, as determined by your plan. This rate is usually lower than what they would charge if they were not in our network. These health care providers have a contract with us.Īs part of their contract, they provide services to our members at a certain rate. A network consists of health care providers, which includes doctors, specialists, dentists, hospitals, surgical centers, and other health care providers and facilities.
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